Ghosting – Is your identity safe?

ImageIdentity theft is growing in the US and will soon become a problem everywhere. When we are around it easy to safeguard our information by tracking our online accounts regularly but what happens if we are not around?

Like you, I never thought about my digital afterlife or what would happen to my data after I die? Then I read about Mr Johnnie Salter, whose identity was stolen after his death, to buy cars and apply for different credits. It was terrible for grieving Crane,73 to find out that her brother’s identity has been stolen.

Mr Salter’s case is just one of the many cases of ghosting – identity theft of the deceased. According to a study, every year the identities of at least 2.5 million Americans are stolen. These identities are used to apply for tax refunds, opening new credit lines or applying for new telephone services.

Most of the times this identity theft takes place because credit card companies and other organisations do not get information about the deceased. In many cases family members are not aware of different accounts, policies, credit cards and online services used by the deceased.

When the family is grieving over the loss of their near and dear ones , the last thing they want to hear about is – identity theft of the deceased.

I would like to ease the pain of loss by planning well and ensuring that I leave instructions in place for my family members to take care of all my accounts, policies, cards and assets in one place.

That is why we created Planned Departure, to ease the pain of loss. Planned departure can help prevent ghosting – by providing timely information and instructions to your family members. Would I risk loosing my identity after I am gone? No, I will not. Sure it will not matter to me – but hey it will matter to people I will leave behind – Isn’t it?

Image source –

Author: Planned Departure

Living and working in this digital era, our social media accounts – from Facebook, Twitter, Flickr to the likes of Pinterest – are increasing not only in number but also in volume. Additionally, many of us have domain names registered and libraries of movies, digital music and e-Books that can be of significant value. And let's not forget about Bitcoin and other virtual currencies! For the majority of us, these accounts and digital assets are likely to outlive us. And when we die, it is left up to family members and estate executors to sift through them all. Furthermore, even though they may have all the required passwords necessary for these accounts, many heirs will discover that they have no clear authority to access, or even to manage, the online accounts of their deceased loved ones. With the value of individuals' digital assets globally measured in the hundreds of billions of dollars, planning for the protection of our digital assets has moved to centre stage. It is essential that our online and social media accounts are included as part of the estate planning process. Failure to do so may not only deprive those we leave behind of fond memories and (possibly) a little nest egg, it could also leave us vulnerable to postmortem identity theft if fraudsters get to use our personal details to apply for credit facilities whilst our accounts remain unguarded. Planned Departure resolves these issues. We provide you with the ability not only to protect your digital assets, but also to clearly indicate who can access your online accounts and who should benefit from them. Create piece of mind today by registering with us in one quick and easy process.

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